Magento 2 & Adobe Commerce Open Banking Plugin

Zero Card Fees. Instant Settlement.

Replace variable 1.5%–3.5% credit card transaction cuts with a low, predictable flat fee of 35p per order on high-value B2B and wholesale Magento checkouts.

Flat 35p Fee

No 1.5%–3.5% card processing cuts

Instant Payouts

Settles in seconds via Faster Payments

Zero Chargebacks

Biometric SCA bank app authorization

Magento 2.3+ & 2.4

Instant webhooks & auto-invoicing

ROI & Profit Modeler

Savings & Profit Calculator

Estimate how much your Magento e-commerce store saves each month by replacing interchange fees with EchoPay Open Banking.

£150,000
£10,000 / mo£500,000£1,000,000 / mo
£750
£50£1,500£3,000+
Calculated Monthly Orders:200 orders/month
Save ~98%
Net Added Annual Profit
£39,240/ year
Traditional Card Fees (2.2% + 20p)£3,340/mo
EchoPay Flat Rate (35p)£70/mo
Monthly Net Savings:+£3,270 / month
Open Banking Architecture

Open Banking vs Card Rails

Discover the core advantages of account-to-account push transfers over legacy Visa/Mastercard processing.

Cost Savings

35p Flat Fee vs 1.5%–3.5% Card Cuts

Credit card processors charge 1.5% to 3.5% plus interchange fees on every transaction—costing merchants £25 to £100+ on high-value B2B baskets. EchoPay delivers account-to-account Open Banking for a predictable flat 35p fee per transaction.

fee-comparison.json
{
  "basketAmount": "£1,500.00",
  "creditCardProcessors": {
    "interchangeRate": "2.2% + 20p cut",
    "totalMerchantFee": "£33.20",
    "settlementDelay": "2-3 business days",
    "chargebackRisk": "Merchant liable"
  },
  "echopayOpenBanking": {
    "flatFee": "£0.35 (35p flat)",
    "percentageCut": "0.0%",
    "totalMerchantFee": "£0.35",
    "netSavings": "£32.85 (98.9% saved)",
    "settlementDelay": "Instant (< 2 seconds)"
  }
}
Video Walkthroughs & Case Studies

EchoPay in Action: Live Video Walkthroughs

Watch real-world demonstrations of the Magento 2 checkout module, merchant workflows, and B2B trade applications.

Magento 2 ModuleDuration:3:26

End-to-End Open Banking Checkout on Magento 2 & Adobe Commerce

Watch a customer select 'EchoPay Direct Bank Transfer' at Magento checkout, authenticate instantly via bank rails, and see the automated Magento order and invoice generated in real time.

Native Magento 2.3+ & 2.4.x checkout payment method integration
Dynamic order reference generation & automated invoice creation
Zero percentage fees: flat 35p transaction fee on high-basket orders
Magento 2 Module
Click to Play
Transparent Pricing

Simple, Predictable Pricing

No setup fees. No interchange surprises. No percentage commissions.

Most Popular
Standard Merchant

35p / Transaction

Ready-to-deploy Magento 2 payment module with direct UK Open Banking connectivity.

Magento 2.3.x & 2.4.x compatibility (Open Source & Adobe Commerce)
0% percentage fee surcharging
Instant Faster Payments UK settlement
Dynamic QR codes & mobile deep linking
Automated webhook order invoicing & status updates
No monthly maintenance minimums
High Volume
Enterprise & Multi-Store

Custom Volume Tier

Tailored solutions for high-volume wholesale operations and multi-store enterprise networks.

All Standard features included
Dedicated integration engineer & account manager
Custom ERP & accounting webhook pipelines
Multi-currency & European SEPA instant routing
24/7 SLA & priority phone support
Magento 2 Payment Module

Deploy EchoPay on Your Store Today

Download the complete module package or deploy via Composer to start saving on card fees instantly.

Or install directly via Magento 2 Composer:

composer require echopay/magento2-payment-module
FCA Authorized & Regulated Open Banking Rails